Applying Decades Of Experience To Solve Modern Legal Issues
If a Chapter 7 debtor fails to reaffirm his obligation on his mortgage during the pendency of his bankruptcy case, his mortgage lender may refuse to refinance his mortgage loan post-bankruptcy. The lender’s refusal to refinance usually stems from two concerns. First, any postpetition agreement to repay a prepetition debt may be unenforceable. To be enforceable, a debtor’s agreement to…
In many ways the bankruptcy process involves issues of accounting and finance. One particular aspect of bankruptcy that requires accounting knowledge is an understanding what is and what is not an asset. An asset is anything that is owned by a person and can be used to pay off debts or meet commitments. Assets by definition have value. However, in…
In previous blogs, we have discussed discharging student loan indebtedness in a bankruptcy, federal student loan repayment plans, federal student loan discharge and forgiveness options, and private student loan settlement options. This blog will discuss other available options to assist a borrower with loan indebtedness. Even if you cannot discharge your student loans in a bankruptcy, a bankruptcy may be…
From the beginning, an injury at work in Council Bluffs, Iowa raises a lot of questions for an employee. First and foremost, there are concerns over where and how to receive medical treatment and the severity of the injury. Once these immediate concerns are handled, every employee wonders how long the recovery process will take and when he or she…
If discharging your student loan indebtedness in a bankruptcy is not a feasible option and your student loans are private student loans, you may want to explore settlement options. Federal student loans are funded by the federal government whereas private student loans are made by a lender, such as a bank, credit union, state agency or a school. Even though…
It is unfortunate, but accidents at work are fairly common. Some industries are more prone to injury than others, for example occupations that involve manual labor or heavy lifting are much more likely to have employees hurt or fall ill at the workplace. However, slips, falls, and misuse of tools at work can occur anywhere, from a warehouse to an…
Generally when you are injured at your workplace or you fall sick and you have to receive medical treatment and take time off work to recover you are legally entitled to receive workers compensation. This is paid by your employer whether it’s their fault or not. It covers the cost of your medical treatment and any loss of earnings while…
The Supreme Court of Iowa in 2009 handed down a ground breaking decision regarding marriage equality for same sex couples. This year, that equality has been extended throughout the country. This involves much more than just the right to get married. In Iowa, there are many rights and protections established by the Iowa legislature which Iowans enjoy because of their…
The Alzheimer’s Association recently launched a major new consumer awareness campaign around cognitive decline and risk reduction. The Association has identified 10 Ways to encourage lifestyle changes that may improve brain and body health and reduce the risk of cognitive decline. The campaign has drawn attention from major media outlets. You can learn more about Alzheimer’s disease and learn about…
You may have been injured at work in an accident and you have found that your employer is refusing to back your claim for workers compensation because he or she doesn’t think your injuries are serious enough. In this situation you may have to hire a workers compensation lawyer to help you get the compensation you are legally entitled to.…