Consumers in Iowa and across the country regularly face harassment by debt collectors. Regardless of whether you actually owe the debts for which you are being harassed, there are both state and federal laws in place to protect consumers from harassment and other unfair debt collection practices. Both the Iowa Fair Debt Collection Practices Act and the federal Fair Debt…
Bankruptcy can be extremely complicated, whether you are filing for bankruptcy as a consumer or as a business. At Telpner Peterson Law Firm, LLP, we regularly assist clients with a wide variety of issues in consumer and business bankruptcy. Given our experience as bankruptcy lawyers, we want to provide more information about common bankruptcy questions and answers in Iowa. Q:…
Many Iowa debtors get anxious or scared when they receive a call or a text message from a debt collection company. In some cases, consumers owe the debts for which they are being contacted, and in other situations consumers are targeted for debts that they do not owe. Although it is unlawful, a representative from a collection agency might make…
Medical malpractice injuries are among the most serious types of bodily harm a victim can suffer, especially considering the amount of trust you place with health care providers. Understandably, one of your initial reactions will be reporting medical malpractice to appropriate authorities in Council Bluffs, IA. There are multiple agencies that you should notify, usually through filing a complaint, requesting…
You may be familiar with Chapter 7 or Chapter 13 bankruptcy as a means of resolving debt, but Chapter 12 offers an additional option for qualifying farmers, fishermen, and other designated entities under the US Bankruptcy Code. The proceedings can be quite complicated, so you should discuss your circumstances with an Iowa Chapter 12 bankruptcy attorney. It may also help…
The answer to whether a collection agency can contact your employer is far from easy. Under the Fair Debt Collection Practices Act (FDCPA), there are permissible communications when a company is trying to collect on a debt – and other circumstances where this practice is forbidden. You should seek assistance from an attorney to stop collection calls and garnishments, but…
Under the Fair Debt Collection Practices Act (FDCPA), a collection agency can only engage in permissible communications when trying to get you to pay on a debt. This federal statute is intended to protect consumers like you from unfair, illegal, and abusive practices, so there are strict prohibitions on certain types of calls. An attorney can assist with stopping collection…
Preparation is key if you’re considering filing for bankruptcy in the US Bankruptcy Court Southern District of Iowa, which covers all of Pottawattamie County. Bankruptcy is a serious matter with considerable consequences for your future, so working with a Council Bluffs, IA bankruptcy lawyer is essential. You may also find it useful to review a few steps to take as…
Suffering a slip and fall accident on the job can be scary, especially if that accident results in injuries. But unless you’re severely injured, you may not know whether you have the right to pursue a workers’ compensation claim for damages. In fact, even if you are seriously hurt, you may have questions about the workers’ compensation process. Here’s a…
If you suffered injuries as a result of a health care provider’s mistake, you will certainly want to know how medical malpractice cases work in Iowa. There are multiple requirements to prove such a claim, all of which involve complicated areas of law. You can trust a skilled Iowa medical malpractice attorney to assist with the legal requirements, but some…