How to Stay Safe in 2020 Traditionally, Thanksgiving is one of the deadliest holidays for car accident fatalities, in large part because of the increased traffic on the road during this holiday weekend, because many drivers are driving on unfamiliar roads and traveling for long distances, and because there is a spike in the number of drunk driving accidents. Here’s…
Farming is no easy occupation. Most farmers take deep pride in their work and appreciate the unique connection that they have with the land. In addition to the grueling amount of physical labor that goes into running a farm, farm debt is also a huge problem in the United States. For farmers who are no longer able to pay their…
When facing suffocating amounts of debt, filing for bankruptcy may be one of the best options for getting a clean slate and moving forward with one’s financial future. But, contrary to popular belief, bankruptcy cannot be used to discharge all debts and may not be appropriate for a person depending on the types of debts that they carry. If you…
Car accidents are terrifying, and the claims process can be confusing and cumbersome. Perhaps even worse than a car accident is a car accident with an uninsured driver. Especially in Iowa, where at-fault drivers are responsible for paying for injuries and damages to others, most typically through their liability insurance coverage, an accident with an uninsured driver can raise a…
Determining what to do when a loved one requires a higher level of care than he or she can receive at home is a source of worry for many families. The costs of long-term care are substantial and typically unaffordable for families on an out-of-pocket basis. A common result of that scenario is the depletion of assets belonging to the…
A car accident can lead to a lot of questions about the future. If serious injuries resulted, a person may question when–if ever–they will heal, be able to return to work, and once again participate in much-loved activities. If a vehicle has been significantly damaged, questions may surface about how long vehicle repairs will take and how much they will…
If you are facing large amounts of debt and aren’t sure what the best course of action is for alleviating that debt, meeting with a skilled Iowa bankruptcy attorney may be a smart option. A bankruptcy attorney can help you to understand your options for debt relief, including things like debt consolidation and mortgage refinancing. If bankruptcy proves to be…
The COVID-19 pandemic has created a number of life-altering issues for individuals over the course of the past six months. With all of these concerns arising so unexpectedly and diverting focus to maintaining essential items such as housing and income, estate planning has likely not been a priority for most individuals recently. In light of the challenges presented by our…
Just because someone files for bankruptcy does not necessarily mean that he or she will not be in financial trouble in the future. Fortunately, it is possible for those who have filed for bankruptcy in the past to do so again in certain circumstances. There are, however, limitations to this rule, so if you filed for bankruptcy on a prior…
Congratulations to Charles L. Smith for being recognized by The Best Lawyers in America for his high quality work in Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law and Litigation – Bankruptcy. Inclusion in Best Lawyers is based on a rigorous peer-review survey of confidential evaluations by top attorneys. Mr. Smith has been recognized by his peers since…