Applying Decades Of Experience To Solve Modern Legal Issues
The answer to whether a collection agency can contact your employer is far from easy. Under the Fair Debt Collection Practices Act (FDCPA), there are permissible communications when a company is trying to collect on a debt – and other circumstances where this practice is forbidden. You should seek assistance from an attorney to stop collection calls and garnishments, but…
Under the Fair Debt Collection Practices Act (FDCPA), a collection agency can only engage in permissible communications when trying to get you to pay on a debt. This federal statute is intended to protect consumers like you from unfair, illegal, and abusive practices, so there are strict prohibitions on certain types of calls. An attorney can assist with stopping collection…
Preparation is key if you’re considering filing for bankruptcy in the US Bankruptcy Court Southern District of Iowa, which covers all of Pottawattamie County. Bankruptcy is a serious matter with considerable consequences for your future, so working with a Council Bluffs, IA bankruptcy lawyer is essential. You may also find it useful to review a few steps to take as…
If you are drowning in mountains of debt, you may also be facing wage garnishments and collections calls from creditors. Not only can these things be exhausting, but they can border on or become harassment, and therefore be a breach of your rights as a consumer. If you are facing collection calls and garnishments, here’s what you need to know…
Filing for bankruptcy can be both an emotional and a legally-intensive process. If you have reached the point financially where filing for bankruptcy is the most sensible thing for your financial health and future, here are seven things you need to avoid prior to filing and while in the process– Don’t Transfer Any Money Some people think that one of the best ways…
Once you have decided that bankruptcy is the appropriate option to alleviate overwhelming debt or financial difficulty, it is necessary to determine whether Chapter 7 or Chapter 13 bankruptcy is the right for you. Both processes provide recourse for an individual in Council Bluffs, IA who is unable to overcome a mound of financial commitments and bills, but there are…
The bankruptcy process in Iowa includes a number of regulations and requirements around what can and cannot be done with assets and debts. For instance, once you have filed for bankruptcy, whether it is Chapter 7 or Chapter 13 bankruptcy there are strict procedures, and oftentimes restrictions, on the transfer of any property or payment of debts. Many of the…
In Wellness International Network, Ltd., et al. v. Sharif, the United States Supreme Court ruled that bankruptcy judges have the power to adjudicate certain claims if all parties knowingly and voluntarily consent. In a 6-3 ruling, the Supreme Court reversed a Seventh Circuit holding that the bankruptcy court did not have constitutional authority to decide whether certain property belonged to…
There are usually no restrictions on the number of bankruptcy cases a person can file unless a bankruptcy court orders otherwise. However, if your debts were discharged in a previous bankruptcy, you will not be entitled to a discharge again before the expiration of a certain period of time. Whether you can file another bankruptcy case and receive a discharge…
Filing for bankruptcy in Council Bluffs, Iowa is not a process that should be taken lightly. There are some negative consequences to filing for bankruptcy, and for this reason, among others, only individuals who are in serious financial debt should consider bankruptcy. Oftentimes, this excludes people who have been able to stay current on their credit card payments. Yet, overall…