Bankruptcy Options for Consumers & Businesses from Our Iowa Lawyers
Council Bluffs bankruptcy attorneys on your side
Do not let embarrassment prevent you from getting the help you need. The bankruptcy lawyers at Telpner, Peterson, Smith, Ruesch, Thomas & Simpson, LLP are on your side. Our bankruptcy attorneys are skilled at covering a wide spectrum of debt relief options for consumers and businesses, from individual financial counseling and negotiating settlements with creditors to very complex commercial bankruptcies.
Even under the new laws, filing for bankruptcy can still stop creditor harassment, collection actions and wage garnishment. In most situations, you will still be able to keep your house and motor vehicles.
Types of bankruptcy law we practice
- Personal bankruptcy
- Consumer bankruptcy
- Small business bankruptcy
- Farm bankruptcy
Accomplished Iowa bankruptcy attorneys
We take the time to assess your overall financial situation and present all of your options. Our lawyer also helps you file for bankruptcy relief under the Bankruptcy Code, if it is appropriate. We assess your case and advise you as to the best bankruptcy option for your situation:
- Chapter 7 straight bankruptcy: With Chapter 7 liquidation bankruptcy, we help many individuals who are facing large medical or credit card bills get a fresh start and discharge many debts. We also help businesses that need to completely liquidate their assets. Our attorneys explain the applicable exemption laws and help you retain as many assets as possible.
- Chapter 11 and business reorganization bankruptcy: We represent business clients in Chapter 11 reorganization proceedings. Should we decided that it is best to file for bankruptcy under Chapter 11, you will still be able to run your business throughout the process.
- Chapter 13 consumer debt repayment plan: Our bankruptcy attorneys guide you in filing for a wage earner bankruptcy.
- Chapter 12 farm bankruptcy: In farm bankruptcy proceedings, our lawyers are skilled in debtor-creditor negotiation and farm mediation that allows you to make regular, affordable payments to pay off all or a portion of your debts.
Creditor representation
At our law firm, we also work hard to protect the rights of creditors. Our lawyers help you collect from the debtor by demanding payment, through secured transactions, collecting debt in court, filing lawsuits or liens, or beginning involuntary bankruptcy proceedings.
Services from skilled bankruptcy litigators
The principal bankruptcy attorneys at Telpner, Peterson, Smith, Ruesch, Thomas & Simpson, LLP are Charles L. Smith and Nicole Hughes. Skilled at negotiation, our bankruptcy litigators represent both individual debtors and creditors. We are also a debt relief agency, and our attorneys advise in debt settlement workouts and handle foreclosure and repossession work.
We strive to bring you friendly, professional and compassionate legal representation. Contact us and let us know how we can help you or your business resolve your financial issues.
